Retirees
Retiring to Karmiel
Plenty of people make aliyah or move to Karmiel after they retire. The big questions are health care, what happens to pensions, and building a social life. Start with the official answers, then the local community.
Retirees
Start here
6 steps, in the order most people take them.
- 1
Choose a health fund and supplementary cover
Compare the clinics near you, the specialists you will need and the waiting periods on supplementary plans.
Go - 2
Understand National Insurance and pensions
Bituach Leumi explains old-age pension eligibility; Kol Zchut sets out the rights for olim who arrive at retirement age.
Go (opens in a new tab) - 3
Get a senior Rav-Kav
Senior citizens get reduced public transport fares with a personal Rav-Kav; check the current age rules on Rav-Kav Online.
Go (opens in a new tab) - 4
Join English-speaking organisations
AACI and ESRA run activities, volunteering and advice for English speakers across Israel.
Go (opens in a new tab) - 5
- 6
Know the emergency basics
Magen David Adom 101. Install the Home Front Command app and know your nearest protected space.
Go (opens in a new tab)
Guides
Read next
- Your first weeks in KarmielWhere to start in Karmiel: the absorption centre and its Anglo oleh coordinators, the ulpan at the Matnas, health funds, banks and the English-speaking groups.
- Health care in KarmielHealth fund clinics, Terem urgent care open on Shabbat, and the hospitals in Nahariya, Tzfat and Haifa.
- Returns and refunds in Karmiel: your rights in shops and onlineWhen you can return something bought in Karmiel or on an Israeli website: the 14-day and 2-day windows, the 5% or ₪100 fee, cash vs credit notes, 4 months for new olim, and what to do if a shop says no.
Good to know
- Bring a translated summary of your medical history and a list of your medicines with their generic names.
Source
- National Insurance Institute (Bituach Leumi) (opens in a new tab)
- AACI (opens in a new tab)
- ESRA (opens in a new tab)
- Kol Zchut (opens in a new tab)
These steps are national; local details for this city are being checked and will be added here.